Thursday, February 10, 20222022 Insurance PRO TIP #6: ATTN General Contractors. Always remember that your Work Comp policy and sometimes your General Liability policy are rated based on your payroll.
Work Comp is "dollar for dollar". This means on your annual audit, if your payroll is higher or lower than the payroll on... READ MORE >>
Monday, February 7, 2022Replacing your roof, adding protective devices, upgrading home systems, investing in smart home technology, and hail-resistant structural features can all lower your home insurance rates. With homeowner's insurance you pay premiums to your insurance company so that if your home is broken into or damaged by a covered peril, you can file a claim and be compensated for the loss. READ MORE >>
Friday, February 4, 2022 2022 Insurance PRO TIP #5: Personal Auto Insurance minimum liability limits in the state of MS are 25/50/25. What does that mean? It means that every driver should have a minimum of $25,000 of liability coverage per person and $50,000 of liability coverage in bodily injury damage per accident. READ MORE >>
Monday, January 31, 2022Pros of Indexed Universal Life Insurance As is the case with any type of universal life insurance, it’s vital to thoroughly research any potential firms to ensure that they’re among the best universal life insurance companies currently operating. READ MORE >>
Monday, January 31, 2022Are your expenses covered if you are temporarily shut down due to property damage? Commercial Property Insurance helps to protect your building, equipment, and other assets you own but there are other coverages to consider. READ MORE >>
Sunday, January 23, 2022 2022 Insurance PRO TIP #3: Personal property and content coverage for your home. I can't tell you how we see this coverage completely misunderstood by so many. So, in an effort to shed light on "Coverage C", or content coverage, here is a pro tip (or two, for that matter) you should all be aware of. READ MORE >>
Sunday, January 23, 2022The cyber landscape has undergone a dramatic transformation since the onset of the pandemic. Industries large and small are caught in the crosshairs of increasingly sophisticated attacks. Continued work from home has only increased what’s at stake for all businesses. READ MORE >>
Sunday, January 16, 2022Selling your home soon? Do you intend on moving out ahead of time and putting it on the market vacant? When your home was written as a "Primary Dwelling", a lot of insurance carriers have a "vacancy" clause in their policies making claims of vandalism and other things null & void if something happens to your property when it becomes vacant for a period of 30 days or more. READ MORE >>
Sunday, January 16, 2022After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get multiple checks from your insurer as you make temporary repairs, permanent repairs and replace damaged belongings. Here's what you need to know about claims payments. READ MORE >>
Thursday, January 6, 2022When shopping any insurance, and cost savings is the ultimate objective, please remember to compare apples to apples. So many insureds see the final price and jump without taking into account deductibles, coverage limits, and the differences between Replacement Cost and Actual Cash Value coverage. READ MORE >>
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